Setting Up a Self-Directed IRA

Emma Powell

Published on: 14/10/2025

Most investors don’t realize they can use their retirement funds to invest in real estate, private loans, and other alternative assets. In this practical guide, an experienced investor, not a financial advisor or custodian, walks through the real steps of setting up a Self-Directed IRA (SDIRA) without the hype or hidden agendas. You’ll learn how to choose the right custodian, understand fees, avoid “self-dealing,” and align your account structure with your investment goals. Whether you’re planning to join Retoro Capital’s passive lending opportunities or just exploring your options, this breakdown helps you take control of your retirement dollars, safely, confidently, and strategically.

Passive Real Estate Investing

After the Discovery: Your Next Steps to Passive Wealth

Emma Powell

Published on: 02/10/2025

Before you wire funds, there’s an important phase that can make all the difference: due diligence. In this post, we walk you through the practical steps every accredited investor should take after speaking with Retoro Capital, or even before booking a call. By reviewing our track record and compliance filings, exploring deal-specific reports, and tailoring your investment strategy with professionals, this guide will help you invest with clarity and confidence. Whether your goal is early retirement or simply creating consistent passive income, you’ll learn how to prepare, protect, and position yourself for success.

Passive Real Estate Investing

Your Ticket to Freedom: Retoro Capital

Emma Powell

Published on: 22/09/2025

Private lending can be the bridge between wanting more time freedom and actually achieving it. In this guide, we break down the Who, What, When, Where, Why, and How of investing with Retoro Capital Investments. You’ll learn how our short-term, first-position lending model helps accredited investors earn 10–12% returns, why Salt Lake City offers a unique edge, and how compounding those gains can rival equity deals with less risk. Whether your goal is early retirement, family time, or building a legacy, this blog shows you how passive income through private lending can help you get there.

Passive Real Estate Investing

BRIDGING THE GAP: Navigating the Decade of Early Retirement

Emma Powell

Published on: 01/09/2025

Retiring at 50 sounds like a dream, but it comes with a challenge: the gap decade before you can access IRA funds without penalty. In this article, we explore strategies to cover living expenses while letting your retirement accounts grow, balancing taxable investments for cash flow with SDIRAs for long-term growth. From leveraging private lending at 10–12% returns to exploring Real Estate Professional Status (REPS) for tax benefits, this guide shares practical insights for sustaining your lifestyle, preserving capital, and thriving through the gap years until 59½.

Passive Real Estate Investing